These terms set out the agreement between you and Best Finance Calculator when you use this website. They are deliberately short and readable. By using the site, you accept them.
A plain summary. The full detail follows below.
By accessing or using Best Finance Calculator, you agree to be bound by these Terms of Use and by our Privacy Policy and Disclaimer, which form part of this agreement. If you do not accept them, please do not use the site.
If you are using the site on behalf of an organisation, you confirm you have authority to bind that organisation to these terms.
You may use this website free of charge for lawful purposes, including:
No account, subscription or payment is required.
You agree that you will not:
We may restrict access to anyone who breaches these terms, without notice.
Best Finance Calculator provides information and estimates, not advice. Nothing on this site is financial, investment, tax, legal or accounting advice, and using the site does not create a professional relationship of any kind between us.
Your circumstances are unique. Before making any significant financial decision — taking a mortgage, refinancing a loan, or planning your taxes — consult a qualified professional who can review your full situation. Our Disclaimer explains this in more detail.
Our calculators use standard, widely accepted financial formulas, and we work to keep them correct and current. Even so:
We do not warrant that any result is accurate, complete or suitable for your purposes.
All content on this site — text, articles, design, layout, graphics, logos and code — is owned by Best Finance Calculator or its licensors and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, modify or create derivative works from our content for commercial purposes without our written permission. The limited personal use described in section 2 is permitted.
If you believe any material here infringes your copyright, please contact us and we will investigate promptly.
This site contains links to external websites, including those reached through adverts. Those links are provided for convenience only.
We do not control, endorse or take responsibility for the content, products, services or privacy practices of any third-party site. Visiting them is at your own risk, and their terms and policies will apply.
This site is free because it is funded by advertising. Adverts are supplied by third-party networks, and we do not control which specific adverts appear on any given page load.
An advert appearing here is not an endorsement. We do not verify advertisers' claims. Any dealing you have with an advertiser — including any purchase — is solely between you and them, and we are not liable for any loss arising from it. Please carry out your own checks before responding to any financial offer.
We aim to keep the site available at all times, but we do not guarantee uninterrupted access. The site may be unavailable during maintenance, upgrades, or because of factors beyond our control.
We may add, change, suspend or withdraw any calculator, article or feature at any time without notice.
The website and everything on it are provided "as is" and "as available", without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose and non-infringement.
To the fullest extent permitted by law, Best Finance Calculator and its operators will not be liable for any direct, indirect, incidental, consequential or punitive loss arising from your use of, or inability to use, this website. This includes financial loss, lost profits, lost savings, or loss resulting from reliance on any calculation or article published here.
Some jurisdictions do not allow certain warranties or liability limits to be excluded, so parts of this section may not apply to you. Nothing in these terms limits liability for death or personal injury caused by negligence, or for fraud.
You agree to indemnify and hold harmless Best Finance Calculator and its operators against any claim, loss, liability or reasonable legal cost arising from your misuse of the site or your breach of these terms.
Your use of the site is also governed by our Privacy Policy, which explains what we collect and — just as importantly — what we never collect. In short: your calculator inputs are processed in your own browser and are never sent to us.
We may revise these terms from time to time. The revised version takes effect as soon as it is published here, and the "last updated" date will change accordingly. Continuing to use the site after a change means you accept the revised terms.
These terms are governed by the laws applicable in the jurisdiction in which the site operator is established, without regard to conflict-of-law rules.
If any provision of these terms is found to be unenforceable, the remaining provisions continue in full force. Our failure to enforce any right is not a waiver of that right.
If any part of these terms is unclear, please ask — we would rather explain than have you guess.
Send us a message and we will get back to you.
These three documents work together.